Stuart Monte
+
Bestow Logo
Affordable, online term life insurance.
Quote in seconds, apply in minutes with no exam, ever.

Start With An Estimate

mm/dd/yyyy
Get Estimate!
AS SEEN IN
Real Reviews from Real Customers

In a matter of minutes, I had a 20-year $500,000 term policy in place with a monthly premium less expensive than the $100,000 policy I had.

- Randy
See all reviews

There is a better way.

Easy
Easy
Apply online with no medical exams, paperwork, or visits to sad office parks.
Speedy
Speedy
No need to wait months. Get a quote in seconds, apply in minutes.
Thrifty
Thrifty
Plans start at only $16 a month. Get coverage from $50,000 to $1 million.

Smart Tech =
Small Spend

Bestow’s modern tech helps you get more without asking more of your time. We could dazzle you with the details of our algorithmic underwriting, but basically we use fancy math to get you crazy-low rates.

Start Quote
<p>Smart Tech =<br />
Small Spend</p>

What are you looking to protect?

A Home
An Education
A Comfortable Life
<p class="attachment"><a href='https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home.jpg'><img width="300" height="200" src="https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-300x200.jpg" class="attachment-medium size-medium" alt="" srcset="https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-300x200.jpg 300w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-768x512.jpg 768w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-800x533.jpg 800w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-600x400.jpg 600w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-400x267.jpg 400w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-200x133.jpg 200w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-100x67.jpg 100w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home.jpg 848w" sizes="(max-width: 300px) 100vw, 300px" /></a></p>

What's more important than home? A policy that pays for all or a portion of your mortgage can ensure your family stays in the home, neighborhood, and schools you chose for them.

<p>Smiling young woman using digital tablet at home</p>

The right policy for your family might include funding for higher education, private school or other training to give your children or spouse a leg up on their future.

<p class="attachment"><a href='https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/comfortable-life.jpg'><img width="300" height="200" src="https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/comfortable-life-300x200.jpg" class="attachment-medium size-medium" alt="" srcset="https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/comfortable-life-300x200.jpg 300w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/comfortable-life-1024x682.jpg 1024w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/comfortable-life-768x512.jpg 768w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/comfortable-life-800x533.jpg 800w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/comfortable-life-600x400.jpg 600w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/comfortable-life-400x267.jpg 400w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/comfortable-life-200x133.jpg 200w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/comfortable-life-100x67.jpg 100w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/comfortable-life.jpg 1061w" sizes="(max-width: 300px) 100vw, 300px" /></a></p>

From phone plans to back-to-school shopping, there are a lot of little expenses that add up quickly. To maintain your family's lifestyle whatever comes their way, a life insurance policy can help provide the means to cover life's mundane and even unexpected expenses.

<p class="attachment"><a href='https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home.jpg'><img width="300" height="200" src="https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-300x200.jpg" class="attachment-medium size-medium" alt="" srcset="https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-300x200.jpg 300w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-768x512.jpg 768w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-800x533.jpg 800w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-600x400.jpg 600w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-400x267.jpg 400w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-200x133.jpg 200w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home-100x67.jpg 100w, https://staging-hellobestow.kinsta.cloud/wp-content/uploads/2020/05/father_home.jpg 848w" sizes="(max-width: 300px) 100vw, 300px" /></a></p>

What's more important than home? A policy that pays for all or a portion of your mortgage can ensure your family stays in the home, neighborhood, and schools you chose for them.

What can I expect during the application process?

We worked with our insurance partners, designers, and engineers to design as delightful of an application process as an application for life insurance could be. The application begins by checking if you are a real person (no robots), followed by questions about your health and lifestyle. We make sure your information is protected with encryption, and we do not sell your personal information to third parties. Once we have enough information, if approved, we recommend a coverage amount and monthly price that makes the most sense for you.

How do I know Bestow will be around in 5+ years? What will happen to my policy?

Policies purchased through Bestow are issued by North American Company for Life and Health Insurance® — an A+ rated insurer. Bestow just makes the application experience simple and convenient.

Who should buy life insurance?

Do you have a spouse, children, or aging parents? If someone depends on your income or your contributions to live, then you need life insurance. Even if you’re not the breadwinner in your household, your family depends on you in other ways. For example, a stay-at-home mom is responsible for a lot of the household responsibilities, so consider the amount it would take to fulfill all of those same responsibilities. For breadwinners who may already have life insurance provided through your employer, an individual life insurance policy can provide extra protection with additional benefits you won’t get from supplemental insurance through your work’s group life policy.

Will applying with Bestow have any effect on my credit score?

Bestow follows the Fair Credit Reporting Act and requests a soft credit inquiry, which will not impact your credit score.

Quote in seconds. Insured in minutes. It’s that easy.