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The end-to-end platform that optimizes the entire value chain.

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Seamless experiences from application to administration

11 min

Start-to-submit time

Fast digital applications customers love
22%

Decrease in UW costs

Through use of tools like Recommendation Engine
45%

Agent adoption rate

In just 2 months post launch
The tech platform that gets results.
Top carriers are seeing results. Are you ready to enjoy the same major advances?
“Our collaboration with Bestow has allowed us to modernize the customer experience, strengthen our market position, and reach more people with the protection they need.”
VP of Life Business Development
Top 20 life carrier
“This is an entire generation ahead of what we were doing with our direct to consumer. Much superior.”
AVP
Top 20 life carrier
"We love that you come with a perspective on what to do - we don't have to write 14-page requirements documents anymore because you come with solutions."
Director
Top 20 life carrier

Why carriers are choosing Bestow Platform

Discover how our platform is helping carriers transform and grow their life and annuity business.

Get in touch
PARTNERSHIP

Solutions for the entire value chain

Bestow is your solution to the patchwork of third-party offerings, eliminating consumer and agent friction.

Easy quoting & e-app, automated underwriting and workbench, payments and document delivery

Agent, admin, and customer portals, and TPA services trusted by top carriers in the industry

Intelligence and data tools with real-time insights to facilitate continued optimization

How Bestow supports stakeholders across your organization

Leverage Bestow’s technology and data expertise, and our deep insurance industry knowledge, to make life easier across your entire organization, from business strategy straight through to customer experience.

Business strategy
Technology
Insurance product
Underwriting
Customer experience
Drive growth
Unlock new markets, launch new products, and optimize existing offerings.
Improve customer experience
Get the new business and servicing experiences your customers expect.
Optimize underwriting cost
Guide the right customers to the right products and streamline underwriting.
Accelerate speed to market
Launch new products in months; adjust pricing in days.
Business enablement
Access powerful tech to serve business partners more easily and efficiently.
Easy integrations
Seamlessly integrate software solutions tailored to meet your business needs.
True SaaS solution
Tackle your organization’s biggest pain points with a fully managed software suite.
Accelerate innovation
Empower your team with the digital infrastructure to be agile and proactive.
Implement rapidly
Stand up and launch new insurance products in months, not years.
Unleash distribution
Broaden your market approach with new distribution channels.
Refine continuously
Test, learn, make changes quickly, and easily implement new product features.
Agile pricing power
Respond to market conditions with pricing adjustments that take mere days.
Accelerate decision-making
Leverage multi-path decisioning with both automated and underwriter referral options.
Optimize underwriting cost
Make faster, smarter decisions with digital tools, processes, and data insights.
Balance risk and competitiveness
Thread the needle between pricing, eligibility, and mortality.
Robust workbench
Give your underwriters the digital tools they need to work smarter, not harder.
Next-gen purchasing experience
Meet your customers where they’re at with the online buying experience they expect.
Empowered self-service
Customer portal lets policyholders handle up to 97% of service requests.
Service burden reduced
Ease volume and stress on Customer Support teams with a self-service portal.
Staffing flexibility
Empower your own team or leverage Bestow’s trained customer support agents.
Business strategy
Drive growth
Unlock new markets, launch new products, and optimize existing offerings.
Improve customer experience
Get the new business and servicing experiences your customers expect.
Optimize underwriting cost
Guide the right customers to the right products and streamline underwriting.
Accelerate speed to market
Launch new products in months; adjust pricing in days.
Technology
Business enablement
Access powerful tech to serve business partners more easily and efficiently.
Easy integrations
Seamlessly integrate software solutions tailored to meet your business needs.
True SaaS solution
Tackle your organization’s biggest pain points with a fully managed software suite.
Accelerate innovation
Empower your team with the digital infrastructure to be agile and proactive.
Insurance product
Implement rapidly
Stand up and launch new insurance products in months, not years.
Unleash distribution
Broaden your market approach with new distribution channels.
Refine continuously
Test, learn, make changes quickly, and easily implement new product features.
Agile pricing power
Respond to market conditions with pricing adjustments that take mere days.
Underwriting
Accelerate decision-making
Leverage multi-path decisioning with both automated and underwriter referral options.
Optimize underwriting cost
Make faster, smarter decisions with digital tools, processes, and data insights.
Balance risk and competitiveness
Thread the needle between pricing, eligibility, and mortality.
Robust workbench
Give your underwriters the digital tools they need to work smarter, not harder.
Customer experience
Next-gen purchasing experience
Meet your customers where they’re at with the online buying experience they expect.
Empowered self-service
Customer portal lets policyholders handle up to 97% of service requests.
Service burden reduced
Ease volume and stress on Customer Support teams with a self-service portal.
Staffing flexibility
Empower your own team or leverage Bestow’s trained customer support agents.
Business strategy
Drive growth
Unlock new markets, launch new products, and optimize existing offerings.
Improve customer experience
Get the new business and servicing experiences your customers expect.
Optimize underwriting cost
Guide the right customers to the right products and streamline underwriting.
Accelerate speed to market
Launch new products in months; adjust pricing in days.
Technology
Business enablement
Access powerful tech to serve business partners more easily and efficiently.
Easy integrations
Seamlessly integrate software solutions tailored to meet your business needs.
True SaaS solution
Tackle your organization’s biggest pain points with a fully managed software suite.
Accelerate innovation
Empower your team with the digital infrastructure to be agile and proactive.
Insurance product
Implement rapidly
Stand up and launch new insurance products in months, not years.
Unleash distribution
Broaden your market approach with new distribution channels.
Refine continuously
Test, learn, make changes quickly, and easily implement new product features.
Agile pricing power
Respond to market conditions with pricing adjustments that take mere days.
Underwriting
Accelerate decision-making
Leverage multi-path decisioning with both automated and underwriter referral options.
Optimize underwriting cost
Make faster, smarter decisions with digital tools, processes, and data insights.
Balance risk and competitiveness
Thread the needle between pricing, eligibility, and mortality.
Robust workbench
Give your underwriters the digital tools they need to work smarter, not harder.
Customer experience
Next-gen purchasing experience
Meet your customers where they’re at with the online buying experience they expect.
Empowered self-service
Customer portal lets policyholders handle up to 97% of service requests.
Service burden reduced
Ease volume and stress on Customer Support teams with a self-service portal.
Staffing flexibility
Empower your own team or leverage Bestow’s trained customer support agents.

The Bestow difference

Discover the transformative power of Bestow’s end-to-end, market-tested transformation tools.

Reduce costs
Get all the benefits of cutting-edge technology and process optimization for a fraction of the cost of an internal build.
Cut expenses
Quickly realize efficiencies that can lower the cost to acquire a customer by as much as 45%.
Implement rapidly
Launch optimized digital processes and white-labeled life products in as little as 4-6 months.

What is Bestow, exactly?

Answers to the top questions we get asked by carriers.

What does Bestow do?

We’re the leading new business and administration technology partner for life insurance carriers looking to modernize efficiently and quickly. We support digital quote, illustration, and application journeys for customers and agents, offer a sophisticated underwriting engine and workbench interface, provide seamless payment, billing, and policy delivery services, and make administration a breeze with portal experiences for customers and support staff alike, as well as full TPA services trusted by top carriers. Our platform supports term life, final expense, IUL, and more — and can be implemented as a full end-to-end or modular solution. This gives carriers the flexibility to modernize in the way that makes sense for their unique needs.

‍

Who is Bestow for?
  • Carriers looking to modernize parts or all of their business.
  • Carriers looking for more efficiency in their underwriting.
  • Carriers looking for easily-adoptable agent solutions.

If you’re working in acquisition or administration at a carrier, probably you!

What are the primary benefits of choosing Bestow?
  • Expedite growth by streamlining the purchase funnel and eliminating roadblocks.
  • Reduce acquisition costs via automation and digitization.
  • Unlock new audiences by meeting the modern customer where they are shopping - online.
  • Implement rapidly with white-labeled Bestow tech, going live in as little as 4 months.
  • Innovate efficiently with product changes in weeks and pricing changes in days.
Will I still have control over my underwriting decisions and risk tolerances?

Yes. You make all the rules, set all pricing, and retain all of your own branding from quote to admin.

How quickly can we launch with Bestow?

We pride ourselves on lightning fast time to market. Obviously, timelines depend on partner needs and project specifics, but our partners have been extremely impressed with our development speed. For example, many of the digital insurance products we’ve brought to market took between 6-7 months to develop and launch, far shorter and more cost effective than attempting an in-house build.

Who are the end users of the Bestow platform?

Bestow is truly an end-to-end insurance platform. That means we’ve created experiences and entry points for customers, agents, underwriters, administrators, and virtually anyone you can think of in your organization who would need access to, and insights from, the platform.

You’ve got goals. We’ve got solutions.

Connect to set up a product demo or to start a conversation about Bestow’s unique end-to-end platform solutions for life insurance and annuities.

Let's connect