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Bestow Basics

What other support is offered to my beneficiary?
What term lengths does Bestow offer?
I think I’m having technical/system issues with the website. How do I report that to Bestow?
Does a policy offered by Bestow cover death by COVID-19?
Do you have a referral program?
Can I trust your reviews are unbiased and real?
Are there any riders on the policies you offer?
How can I get a quote?
How do I know if I’m a good fit and should apply through Bestow?
What ages are eligible for insurance through Bestow?
Does Bestow require a long-term commitment? What if I can’t afford my premium one month?
How does Bestow avoid requiring a medical exam?
Are there any differences between Bestow and other online life insurance agencies?
What is the application process like with Bestow?
Will my policy auto-renew?
Why only term?
How are rates customized?
How does Bestow make money?
Who will pay my claim?
What exactly does Bestow offer?
Who are Bestow’s partners?
How is Bestow different than other options?
Do I have to be a U.S. citizen to apply?
Can I speak with someone in Spanish?

Life Insurance 101

Can I take out a policy on someone else?
Does my policy stop at age 60?
What happens if I outlive my policy?
I’ve had some health issues, can I still get life insurance?
Which states can we not allow policy replacements?
I already have a policy with another insurance company, what do I do with it?
I have life insurance through my employer. Is it enough?
When should I get term life insurance?
How much life insurance do I need?
How is term life insurance different than whole life insurance?
Who should buy life insurance?
Does term life insurance expire?
What is term life insurance?

Manage Policy

If I cancel, does my coverage end immediately?
Do I get a refund if I cancel my policy?
How do I cancel my policy?
I’ve been locked out of my account, how do I reset?
I forgot my password, what do I do?
How do I log out?
How do I sign-in?
I am a beneficiary, and need to file a claim outside of business hours. What do I do?
How does my beneficiary obtain a death certificate?
How will my beneficiary get paid?
How does my beneficiary file a claim?
Where is my credit card information stored?
How do I change my credit card information?
What if I can’t pay my premium for an extended period of time?
What happens if I miss a payment?
How do I look up my billing information?
What should I tell or give my beneficiaries after I buy a policy?
What happens if both my beneficiary and I are in the same tragic accident, who would then receive the death benefit?
Does my beneficiary have to live in the US?
What is a beneficiary? Who can be my beneficiary?
Can I change my beneficiary?
How often should I revisit my coverage needs?
How do I change my address or phone number?
I need to change my name, how do I do that?
How do I access my policy details?

My Application

Why does my gender matter?
What if my gender today doesn’t match my gender at birth?
Why do you need my SSN?
Why was my information unable to be confirmed?
Why was I declined because of my “build”?
Why was I declined because of the amount of coverage I already have?
Why was I declined because of my age?
Why can’t I purchase a policy in my state?
I was declined because of incorrect information, how do I move forward in fixing the problem?
I was declined, do I have other options?
Why was my application denied or declined?
What data is being used?
What is algorithmic underwriting?
Will my premiums increase over time?
How do I pay my premium?
Will applying with Bestow have any effect on my credit score?
Can I talk to a human about my life insurance needs?
When does my life insurance begin?
Is a medical exam required to get life insurance?
How long does the application process take?
What can I expect during the application process?
Why do I have to sign disclosure forms?
Can I buy life insurance for my spouse/partner or children?
Once I complete my application, can I go back and change my answers?
My application froze at checkout! Was my application processed?
Why did I get higher prices because of my prescription history?

Glossary

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