Perfect for busy parents

Anyone with about five free minutes can apply for term life insurance.
Start with a quote
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5 minutes
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Just in time for parents with no time

Finally, a ridiculously fast, modern way to apply for some much-needed financial protection for your family. It takes just minutes to apply, and you could have coverage today upon approval.

Help Protect Your Family
Help Protect Your Family

Life insurance can help provide income replacement for your loved ones when they need it most.

Peace of Mind
Peace of Mind

Knowing you’ve taken a step to help protect your family’s future finances could give you a valuable sense of security.

Get Your Instant Quote
Get Your Instant Quote

Start with a fast, free quote (above). If eligible, just sign and pay and you'll have coverage today.

Product Features

Real Reviews from Real Customers

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I’m trying to break the generational curse of not understanding finances. I wanted to make small investments for my son and I realized life insurance was a big step that I was missing. I COULD NOT believe how easy it was.


Best decision...wish I would have done this sooner!

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The Bestow Difference



Apply online in minutes with no medical exam. A few health and medical questions help determine eligibility.

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Everyone gets an instant decision. If approved, pay and start coverage today.



Healthy applicants could pay as little as $11/mo. Coverage is available from $50k up to $1.5MM.

Term life insurance
vs. permanent life insurance

There are plenty of options when it comes to life insurance products, but the two primary types of life insurance are called term life insurance and whole life insurance. Which one is right for you? Well, like all financial decisions, it depends!

Term life

Permanent life

A term life policy provides a set amount of coverage for a period of time that you select when you buy it. That’s the “term.” It can range from 5, 10, even 30 years.


Permanent coverage is just that. It lasts your entire life until you pass away, which, spoiler alert, happens to everyone.

No cash value.


Some permanent life insurance also has a cash value element.

Term life insurance typically costs less than whole life as a general rule, partly because the coverage lasts for a specific period of time.


Permanent life insurance tends to cost much more than term life as a general rule.

What's more important than home? A policy that can help pay for all or a portion of your mortgage can ensure your family stays in the home, neighborhood, and schools you choose should you pass away.

What are you
looking to protect?

You've got insurance questions.
We've got answers.

What is term life insurance?
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How much life insurance do I need?
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Should I get 20 or 30-year term life insurance?
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What happens if I outlive my term life insurance?
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Who should buy life insurance?
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What are the advantages of term life insurance?
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At what age does term life insurance end?
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What happens after I get my quote?
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Coverage today, if approved.
Yep. It's that easy.