Meet your SBA loan requirement in as little as<br />
5 minutes, if approved.

100% online term
life insurance

Meet your SBA loan requirement in as little as
5 minutes, if approved.

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Real Reviews from Real Customers

In a matter of minutes, I had a 20-year $500,000 term policy in place with a monthly premium less expensive than the $100,000 policy I had.

- Randy
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There is a better way.

Apply online with no medical exams, paperwork, or visits to sad office parks.
No need to wait months. Get a quote in seconds, apply in minutes.
Plans start at only $16 a month. Get coverage from $50,000 to $1 million.

Smart Tech =
Small Spend

Bestow’s modern tech helps you get more without asking more of your time. We could dazzle you with the details of our algorithmic underwriting, but basically we use fancy math to get you crazy-low rates.

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<p>Smart Tech =<br />
Small Spend</p>


To make sure your policy stands the test of time, we partnered with two of the largest and most respected insurance companies in the country, Munich Re® and North American Company for Life and Health Insurance®. They’re among the highest rated names in the insurance industry, each with over 130 years of experience and rated A+(Superior) by A.M. Best. You get the dependability of centuries-old industry giants and the convenience of a modern technology company.

What can I expect during the application process?

We worked with our insurance partners, designers, and engineers to design as delightful of an application process as an application for life insurance could be. The application begins by checking if you are a real person (no robots), followed by questions about your health and lifestyle. We make sure your information is protected with encryption, and we do not sell your personal information to third parties. Once we have enough information, if approved, we recommend a coverage amount and monthly price that makes the most sense for you.

How do I know Bestow will be around in 5+ years? What will happen to my policy?

Policies purchased through Bestow are issued by North American Company for Life and Health Insurance® — an A+ rated insurer. Bestow just makes the application experience simple and convenient.

Who should buy life insurance?

Do you have a spouse, children, or aging parents? If someone depends on your income or your contributions to live, then you need life insurance. Even if you’re not the breadwinner in your household, your family depends on you in other ways. For example, a stay-at-home mom is responsible for a lot of the household responsibilities, so consider the amount it would take to fulfill all of those same responsibilities. For breadwinners who may already have life insurance provided through your employer, an individual life insurance policy can provide extra protection with additional benefits you won’t get from supplemental insurance through your work’s group life policy.

Will applying with Bestow have any effect on my credit score?

Bestow follows the Fair Credit Reporting Act and requests a soft credit inquiry, which will not impact your credit score.

Quote in seconds. Insured in minutes. It’s that easy.