No doctors, no hassles, 100% online.<br />
Term life insurance from $16/mo.

Welcome to
life insurance 2.0

No doctors, no hassles, 100% online.
Term life insurance from $16/mo.

Start With An Estimate

mm/dd/yyyy
Get Estimate!
AS SEEN IN

There is a better way.

Easy
Easy
Apply online with no medical exams, paperwork, or visits to sad office parks.
Speedy
Speedy
No need to wait months. Apply in minutes, get a quote in seconds.
Thrifty
Thrifty
Plans start at only $16 a month. Get coverage from $50,000 to $1 million.

Smart Tech =
Small Spend

Bestow’s modern tech helps you get more without asking more of your time. We could dazzle you with the details of our “algorithmic underwriting,” but basically we use fancy math to get you crazy-low rates.

Start Quote
<p>Smart Tech =<br />
Small Spend</p>

What are you looking to protect?

A Home
An Education
A Comfortable Life
<p>A couple and their child visiting a senior woman at her home.</p>

Most families' largest expense is their home. And with a policy that covers the remaining mortgage, you can provide stability for your family, allowing them to stay in their home and neighborhood.

<p>Smiling young woman using digital tablet at home</p>

With rising tuition and the cost of room and board, getting a college education is a major expense. That's why many people choose to consider this when selecting a coverage amount. You could ensure your child has access to higher education, private school or other training to give them a leg up on a career.

<p>A close-up of young mother with a toddler girl on beach on summer holiday.</p>

From phone plans to back-to-school shopping, there are a lot of little expenses that add up quickly. To maintain your family's lifestyle whatever comes their way, a life insurance policy can help provide the means to cover life's mundane and even unexpected expenses.

<p>A couple and their child visiting a senior woman at her home.</p>

Most families' largest expense is their home. And with a policy that covers the remaining mortgage, you can provide stability for your family, allowing them to stay in their home and neighborhood.

What is the application process like with Bestow?

Bestow’s 100% online application process has four simple parts:

  1. Your basic identifying information: email, address, and Social Security Number.
  2. Your life. This includes citizenship, medical history, lifestyle, and hobbies.
  3. Beneficiaries. This is whoever would receive the death benefit in the event of the insured’s death.
  4. Policy and payment details. If approved, choose the coverage amount and term length, then enter credit card info to purchase and bind the policy.
How do I know Bestow will be around in 5+ years? What will happen to my policy?

Policies purchased through Bestow are issued by North American Company for Life and Health Insurance® — an A+ rated insurer. Bestow just makes the application experience simple and convenient.

Who should buy life insurance?

Do you have a spouse, children, or aging parents? If someone depends on your income or your contributions to live, then you need life insurance. Even if you’re not the breadwinner in your household, your family depends on you in other ways. For example, a stay-at-home mom is responsible for a lot of the household responsibilities, so consider the amount it would take to fulfill all of those same responsibilities. For breadwinners who may already have life insurance provided through your employer, an individual life insurance policy can provide extra protection with additional benefits you won’t get from supplemental insurance through your work’s group life policy.

Will applying with Bestow have any effect on my credit score?

Bestow follows the Fair Credit Reporting Act and requests a soft credit inquiry, which will not impact your credit score.

Quote in seconds. Insured in minutes. It's that easy.