Guaranteed life insurance
coverage for seniors, brought to
you by Bestow and issued by
Gerber Life Insurance.
Guaranteed Life Insurance
seniors in mind
Applicants aged 50 to 80***
Fast and easy
Apply in minutes for
Get coverage with no
Your future is in good hands
Your future is in good hands
Bestow has teamed up with Gerber Life Insurance to help people access the coverage their loved ones deserve.
Rates starting at $33/mo.
Helping families since 1967
"Excellent" financial strength
rating by A.M. Best
strength rating by A.M. Best
Getting life insurance as a senior is easy
Complete your application
There are no medical exams; so you'll qualify regardless of age or health.*
Pay your premium
Your policy becomes active once you make your first premium payment.
Put your feet up and relax (this step is optional, but it feels good).
Costs of guaranteed-issue life insurance
60 Year Old Man
70 Year Old Man
60 Year Old Woman
70 Year Old Woman
You've got questions.
We've got answers.
Policy note: This policy does have what’s called a graded death benefit. This means that if the insured passes away in the first two years (other than as a result of an accident), the policy’s beneficiary(ies) will receive a payout consisting of all premiums paid so far plus 10%. The full death benefit is paid if death occurs after this two-year period.
Ready to apply for
guaranteed life insurance?
*To be eligible for coverage you must be a U.S. citizen residing in the US or permanent legal resident. Total limit of all combined Gerber Life Guaranteed Life policies is $25,000. Gerber Life Insurance Company will not issue insurance for any proposed insured when a POA or Guardianship exists on the proposed insured, except legal guardians of children.
**Premiums, cash value and death benefits are guaranteed, and policies will remain in force as long as premiums are paid on time and within the Grace Period specified in the policies. The cash value and death benefit will be reduced by any outstanding policy loans. The policy loan interest rate is 8%.
Guaranteed Life is issued in all states except MT. Guaranteed Life Insurance Plan Policy Form ICC12-GWLP and Policy Form Series GWLP-12 issued by Gerber Life Insurance Company, White Plains, NY 10605. Marketed by Bestow, Dallas, TX. Bestow is licensed in all states and may earn a Commission if you purchase something through the links on our website. NY law requires us to inform you, compensation may vary by the type of policy applied for and the volume of business generated. Upon request, Bestow can send you additional information about compensation structure by contacting us at 1-800-291-9152.
South Dakota residents, maximum coverage of $15,000
Terms, conditions, exclusions and limitations can vary by state. Please refer to the policy for terms, conditions, limitations and exclusions that may apply. If death is by suicide within two years from the Issue Date (one year in ND), the only amount payable will be all premiums paid for the policy plus an additional 10%of earned premium, less any debt against the policy. Policy Form ICC12-GWLP and Policy Form Series GWLP-12. In New York: Policy Form GWLP-20-NY. ***In NY available for applicants aged 50-75
All of the information and link in this post are from our sponsor, Gerber, who provides compensation to Bestow. Furthermore, this article does not ensure your eligibility for any specific product.
Gerber Life Insurance is a trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.