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Answer a few simple questions and find out if you’re instantly approved for coverage, in as little as 5 minutes. Yes, really.

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Can I trust your reviews are unbiased and real?

Trustpilot is an established and trusted name in company reviews and never allows Bestow or anyone working for Bestow to alter or edit reviews in any way. We often ask our customers to rate us if they’ve enjoyed their experience, but we never offer an incentive. Read our reviews here.

Do you have a referral program?

Yes. We offer both current policyholders as well as other individuals a small token of our gratitude for referring a potential new customer. See full program details here.

Does Bestow offer anything longer than 10 or 20 year policies?

Yes! We now offer 10, 15, 20, 25, and 30 year term policies.

How do I know if I’m a good fit and should apply through Bestow?

If you are between 18 and 60 years old, have never had a felony, and are generally in good health, then we encourage you to apply!

Are there any riders on the policies you offer?

At this time, there are no riders on the policies we offer. We’re working hard to expand our options for you and your family, so check back often.

Does a policy offered by Bestow cover death by COVID-19?

We want to assure you that a pandemic is not among the limited exclusions (reasons a claim would not be paid) in the life insurance policies offered by Bestow. The two primary exclusions are death by suicide within the first two years of the policy, or providing untruthful information during the application process. Please refer to your policy for a full list of exclusions.

How can I get a quote?

To start a quote, simply click here.

We’ve created a simple, online quote tool where you can get started. Enter your gender, birthdate, height, weight, and state of residence, to receive an estimate. If you like what you see, you can continue to apply.

What ages are eligible for insurance through Bestow?

Anyone between the ages of 18 and 60 may apply for coverage.

Links to Top Questions About Bestow Answered article

Top Questions About Bestow Answered

Often times, we hear this: “I don’t know what questions to ask.” If that’s you, you’ve come to the right place! Here you’ll find the top questions people just like you are asking.

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Links to What is No Medical Exam Life Insurance? article

What is No Medical Exam Life Insurance?

We believe term life insurance should be smart, affordable, convenient, and instant — and that means eliminating the medical exam altogether.

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Links to How Much Life Insurance Do You Need? article

How Much Life Insurance Do You Need?

Consider the following factors when thinking about how to figure out how much term life coverage you need.

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© 2021 Bestow, Inc. 750 North St. Paul Street #1900 Dallas, TX 75201
Life insurance quotes provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Term Life Insurance Policies offered by Bestow are issued on policy form LS181 and LS182, or state version including all applicable endorsements and riders, by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Products or issues ages may not be available in all jurisdictions. Limitations or restrictions may apply. Not available in New York. North American is rated A+ (Superior) by A.M. Best. Limitations or restrictions may apply. A+ (Superior), the second highest rating out of 15 categories, was affirmed by A.M. Best for North American Company for Life and Health Insurance as part of Sammons Financial Group on August 19, 2020. A.M. Best is a large third party independent reporting and rating company that rates an insurance company on the basis of the company’s financial strength, operating performance and ability to meet its ongoing obligations to policyholders. Our application asks about your lifestyle and health to avoid requiring a medical exam.