No medical exam life insurance quote

Skip the medical exams and get your instant quote with Bestow. Coverage today, if approved.

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Term life insurance policies with your medical history only

No medical exam life insurance is as simple as it sounds. Instead of the usual medical exam often required by some insurers, Bestow simply asks a few medical questions online. The application takes as little as 5 minutes and most people get an instant decision. If approved, you could enjoy some financial protection for your loved ones today. That’s right. Today.

How to get term life insurance without a medical exam

Step 1

Answer a few easy questions.

We’ll ask you some simple questions about your medical history, health, and lifestyle. It can take as little as 5 minutes.

Step 2

See your price.

Most applicants get an instant decision. If approved, select the coverage and term that best fits your needs.

Step 3

Boom! You’re covered.

If approved, simply pay online, and just like that... you’re insured.

Don't take it from us

See why thousands of people are choosing Bestow for quality, affordable term life insurance.

"This was such a lovely experience from start to finish. Super user friendly, and not at all intimidating. Would recommend Bestow to everyone looking for life insurance!"

Stacy Moore

There is a better way to apply for term life insurance.

Easy
Term life insurance with no exam required. Ever.
Speedy
Life insurance in minutes? Yup. Apply in as little as five minutes. Most applicants get an instant decision. If approved, activate coverage as soon as today.
Thrifty
Bestow aims to make affordable life insurance options fast, easy, and accessible. Rates starting around $20/mo. Coverage from $100,000 to $1.5M, if approved.

Tech-Enabled Life Insurance for Lower Rates

Our mission is to help expand access to life insurance coverage, and to make it as easy as we can to apply. Some life insurance providers require medical exams, blood work, test results and more, but our technology lets you skip those steps, hopefully helping you find a better rate in a fraction of the time you might expect.

Benefits of No-Medical Exam Insurance

Depending on the type of coverage you’re looking for, there could be a number of steps involved in applying for life insurance. One step that some might prefer to skip is the medical exam. We get it. Maybe getting an appointment is a hassle. Maybe you don’t like needles (and really, who does?). More than anything, this step takes time. Not just the appointment, but waiting for results and including those in your application can take weeks. Bestow’s no medical exam term life insurance application means just that. Apply online in minutes and never take a medical exam. Apply for between a 5 and 30-year term policy and you could have coverage today, if approved. Yeah, you read that right. Today.