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  3. Go to the Style tab in the editing window and scroll down to the Advanced section
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We built the platform that powers modern life insurance

Ensuring every family has access to the financial tools and safeguards they deserve is no small task. We’ve revolutionized the way people apply for life insurance, but truly expanding coverage means partnering across the industry. That’s why we’re developing solutions to help carriers drive innovation. Because life insurance isn’t just about today, it’s about being ready for tomorrow.

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Ensuring every family has access to the financial tools and safeguards they deserve is no small task. We’ve revolutionized the way people apply for life insurance, but truly expanding coverage means partnering across the industry. That’s why we’re developing solutions to help carriers drive innovation. Because life insurance isn’t just about today, it’s about being ready for tomorrow.

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A good option for those who prioritize convenience.

- Business Insider

Meet the team

I am copy about the team

Photo of Melbourne O’Banion

Melbourne O’Banion

Co-founder & CEO

Photo of Jonathan Abelmann

Jonathan Abelmann

Co-founder & President

Photo of Claire Martin

Claire Martin

Chief Financial Officer

Photo of Chris Copeland

Chris Copeland

Chief Technology Officer

woman on phone listening to headphoneswoman on phone listening to headphones

We've thought of everything.
So you don't have to.

Industry leading platform

Fully host 100% digital life insurance with a decision in minutes.

Simple integration options

Pick what works for your business and resources today. Then we can grow with you.

Best-in-class customer experience

Our support team are non-commissioned agents. And our Net Provider Score is 79. Need we say more?

Surprisingly affordable

People overestimate the cost of life insurance by as much as 300%!* With Bestow, many applicants see rates starting under $1/day.

*Source: Life Insurance Marketing and Research Association 2021 Insurance Barometer Study

A video featuring two people with helpful info on how to think about the amount of life insurance you might need.

Disclaimers:

Bestow is a paid marketing affiliate of Stash

This information is for educational purposes only. This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers. All investments are subject to risk and may lose value. test link

Investing minimums for fractional shares start at $0.01 for a Personal Portfolio.

For retirement, Stash offers access to traditional or Roth IRAs.

Additional free support tools for beneficiaries

We’ve partnered with Empathy to provide you with free support for the journey ahead.

Image of a phone showing Empathy's appImage of a phone showing Empathy's app

You may be experiencing a lot of things right now, from emotional challenges to a list of practical tasks that need to get done. The Empathy app is here to help you through all of it. When you submit a claim, you (and up to nine additional loved ones) will receive a unique code that gives you free access to all of Empathy’s support tools, including:

Personalized guidance. Step-by-step guidance and checklists tailored to your specific needs—everything from managing a loved one’s online accounts to navigating the will or probate process.

Tools for coping. Everyone experiences grief differently. No matter what you’re going through, Empathy offers emotional support resources to help get you through the hardest of days.

Human support. A dedicated member of Empathy’s Care Team will be there to help you every step of the way. They can take tasks off your hands, handle complicated paperwork, and give you customized care and guidance.

Learn more about Empathy’s tools, services, and features:

Download Empathy

Why we do this

With a mission this lofty, we have our work cut out for us.

We’re proud to have built a team who shares our belief that the important things in life should be accessible to all.

Melbourne O'Banion

Co-Founder and CEO

Jonathan Abelmann

Co-Founder and President

Image of Bestow founders Melbourne O'Banion and Jonathan AblemannImage of Bestow founders Melbourne O'Banion and Jonathan Ablemann

Current Openings

We’re building a diverse team of pioneers, change-makers, and all around awesome people. If this sounds like you, we encourage you to apply!

Life insurance reimagined

Our end-to-end technology platform powers the entire value chain, from enrollment to underwriting to policy administration. Now, it’s available to you.

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Fast, digital application

Apply in minutes and get an instant decision. No conditional approvals.

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No medical exams

No medical exams required. Ever. (We mean it.)

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No case management

Our seamless digital process and platform means no paper chasing.

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Coverage today

Approved applicants can pay by credit card and be covered today

Learn more about agents
alt text

Fast, digital application

Apply in minutes and get an instant decision. No conditional approvals.

alt text

No case management

Our seamless digital process and platform means no paper chasing.

alt text

Coverage today

Approved applicants can pay by credit card and be covered today.

alt text

No medical exams

No medical exams required. Ever. (We mean it.)

alt text

Fast, digital application

Apply in minutes and get an instant decision. No conditional approvals.

alt text

No medical exams

No medical exams required. Ever. (We mean it.)

alt text

No case management

Our seamless digital process and platform means no paper chasing.

alt text

Coverage today

Approved applicants can pay by credit card and be covered today.

alt text

Fast, digital application

Apply in minutes and get an instant decision. No conditional approvals.

alt text

No medical exams

No medical exams required. Ever. (We mean it.)

alt text

No case management

Our seamless digital process and platform means no paper chasing.

alt text

Coverage today

Approved applicants can pay by credit card and be covered today.

Learn more about agents

Agents

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Fast, digital application

Apply in minutes and get an instant decision. No conditional approvals.

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No medical exams

No medical exams required. Ever. (We mean it.)

alt text

No case management

Our seamless digital process and platform means no paper chasing.

alt text

Coverage today

Approved applicants can pay by credit card and be covered today

Learn more about agents

Carriers

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Fast, digital application

Apply in minutes and get an instant decision. No conditional approvals.

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No case management

Our seamless digital process and platform means no paper chasing.

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Coverage today

Approved applicants can pay by credit card and be covered today.

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No medical exams

No medical exams required. Ever. (We mean it.)

Learn more about carriers

Affiliates

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Fast, digital application

Apply in minutes and get an instant decision. No conditional approvals.

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No medical exams

No medical exams required. Ever. (We mean it.)

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No case management

Our seamless digital process and platform means no paper chasing.

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Coverage today

Approved applicants can pay by credit card and be covered today.

Learn more about affiliates

Fintechs

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Fast, digital application

Apply in minutes and get an instant decision. No conditional approvals.

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No medical exams

No medical exams required. Ever. (We mean it.)

alt text

No case management

Our seamless digital process and platform means no paper chasing.

alt text

Coverage today

Approved applicants can pay by credit card and be covered today.

Learn more about fintechs
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  • This was such a lovely experience from start to finish. Super user friendly, and not at all intimidating. Would recommend Bestow to everyone looking for life insurance!

    A review with a 5 star rating

    Author: Stacy Moore

  • This was by far the easiest insurance policy I have ever applied for! I loved the simplicity of the application and approval process.

    A review with a 5 star rating

    Author: Emac

  • This is the way true online term life insurance should be! Super easy & super fast!!

    A review with a 5 star rating

    Author: Harlon Patton

  • The process was simple and swift. With all the chaos we deal with in our day to day lives, it was a pleasure to not count this as one more thing of inconvenience.

    A review with a 5 star rating

    Author: Cece

  • Easy to purchase, affordable premiums. Whole family bought term life insurance on Bestow and feel very protected. Great company and awesome customer service!

    A review with a 5 star rating

    Author: DK

  • Online experience was simple without being too wordy and overwhelming. The price point was reasonable. I would recommend Bestow to anyone looking for life insurance that’s simple and affordable.

    A review with a 5 star rating

    Author: M. Rosario

  • Bestow made it super simple to review and purchase the ideal amount of life insurance for us at a reasonable cost. Much appreciated!

    A review with a 5 star rating

    Author: Jim B.

  • The application process was rather unexpectedly easy to fill out. I think that it's a relief to have my family protected, and I would recommend Bestow!

    A review with a 5 star rating

    Author: Susan S.

  • I feel secure now knowing my children and spouse will be protected in the event something happens to me. It is priceless protection at an affordable rate that puts all my fears to rest.

    A review with a 5 star rating

    Author: Angela Batterson

How the claims process works

  • Submit claim form

    Complete the claim form below. After receiving your notice, we’ll perform a policy search, and we’ll notify the appropriate insurance company that issued the policy. If a policy can’t be found, we’ll do our best to provide you with information to help you search for coverage with other unaffiliated insurance companies.

  • Receive claim packet

    Each beneficiary of record will get a claim packet from the insurance company that issued the policy. The claim packet will outline the requirements necessary to settle the claim.

  • Complete claim packet

    Each beneficiary must submit the required forms and information back to the insurance company that provided the claim packet. It’s important to remember that only the insurance company that issued the policy has the authority to provide beneficiaries with claim updates, to determine the requirements, and to decide if, to whom, and how benefits are paid.

Remote-first

Results-first

Employees work where they work best. And if they work best in an office, we have two pretty nice ones.

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