Compare Bestow’s life insurance platform to others and see the difference
Bestow vs. other platforms
Others
Only Bestow delivers these results this quickly
Time to Market
Cost Reduction
Sales Increase
Conversion Rate
Lower Underwriting Costs
Underwriting Efficiency
Other platforms could hold you back
If you're evaluating life insurance platform solutions, you already know the challenges that many platforms present:
Too slow
Long implementation timelines and waiting months for simple changes
Too complex
Siloed experiences requiring bulky integrations and a steep learning curve for users
Too rigid
Legacy architecture that’s cobbled together and can't support modern needs
Explore the platform


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Say “so long” to getting nickel-and-dimed
With Bestow, industry standard changes come standard. Our transparent pricing means no surprise fees or hidden surcharges.
Rate changes
Face amount and/or term changes
Updates, revisions, or replacement of application questions within existing categories
Updates to the branding of the application experience (logos, colors, visual treatments)
Updates, additions, and modifications to forms and materials within the policy package (regulatory or carrier preference)
Updates to existing pre-sales and post-sales client communications
Modifications to product requests
Updates to products or product features as necessitated by regulation
IT issue resolution
Sign up for a custom demo.

Why carriers choose Bestow
Life insurance technology that’s purpose-built for the entire policy lifecycle, with modern solutions that deliver on digital transformation.
Lightning fast speed to market
Launch new insurance products in 4-6 months. Make changes in days or weeks.
Modern and nimble API-first architecture
Built on modern, cloud-native technology, not retrofitted legacy software.
Intuitive sales flows and user experiences
Modern experiences that solve the biggest pain points of agents, underwriters, applicants, and other users.
Built for today’s distribution needs
Support hybrid distributions strategies including D2C and captive or independent agent journeys.

Tips for comparing life insurance SaaS platforms
What is Bestow, exactly?
Answers to the top questions we get asked by carriers.
We’re the leading new business and administration technology partner for life insurance carriers looking to modernize efficiently and quickly. We support digital quote, illustration, and application journeys for customers and agents, offer a sophisticated underwriting engine and workbench interface, provide seamless payment, billing, and policy delivery services, and make administration a breeze with portal experiences for customers and support staff alike, as well as full TPA services trusted by top carriers. Our platform supports term life, final expense, IUL, and more — and can be implemented as a full end-to-end or modular solution. This gives carriers the flexibility to modernize in the way that makes sense for their unique needs.
- Carriers looking to modernize parts or all of their business.
- Carriers looking for more efficiency in their underwriting.
- Carriers looking for easily-adoptable agent solutions.
If you’re working in acquisition or administration at a carrier, probably you!
Yes. You make all the rules, set all pricing, and retain all of your own branding from quote to admin.
- Expedite growth by streamlining the purchase funnel and eliminating roadblocks.
- Reduce acquisition costs via automation and digitization.
- Unlock new audiences by meeting the modern customer where they are shopping - online.
- Implement rapidly with white-labeled Bestow tech, going live in as little as 4 months.
- Innovate efficiently with product changes in weeks and pricing changes in days.
Yes, Bestow used to sell term life insurance directly to the consumer under the name Bestow Life Insurance Company, but sold that carrier to Sammons® Financial Group in 2024, who renamed it Lantern Insurance Company. Today, Bestow is a leading life insurance SaaS platform provider.
Sammons® Financial Group purchased Bestow Life Insurance Company in 2024. It was renamed Lantern Insurance Company. Your policy remains in force, and you can access your account here.










