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The sunk cost trap: why insurance tech projects keep bleeding money
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AI Made the Build v. Buy Decision Harder, Not Easier
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bestow logo darkbestow logo white
Products
Platform
New Business

Streamline your life & annuities origination business.

Administration

Optimize your post-issue servicing needs through tools and self-service portals.

Intelligence

Elevate your marketing and product decisions with superior data.

New Business
Application Suite

Digital journeys for customers and agents

Underwriting

Modern underwriting solution and workbench

Agent Portal

Powerful tools and sales management portal

Grow your audience and market share with a modern, digital new business pipeline.
Connect with us
Administration
Admin Portal

Feature-rich administrative dashboard

TPA Services

Trusted by top carriers to service customers

Customer Portal

User-friendly, white-labeled self-service portal

Reduce service burdens with powerful customer and admin tools, and TPA solutions.
Connect with us
Intelligence
Performance IQ

Vital insights for both ops teams and leaders

Data Optimization Suite

Data modeling, integrations and activation

Innovation Lab

Access to the latest innovations, like AI tooling

Make smarter decisions faster with the power of data-infused technology.
Connect with us
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Growth
Speed to market
Optimize costs
Latest case study
Bestow’s agile platform helped increase close rate by 2x in 6 weeks.
Read the article
Resources
Resources
FAQ
Integrations
Support
View more resources
Featured article
The sunk cost trap: why insurance tech projects keep bleeding money
Read the article
Company
Company
About
Newsroom
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Latest from the Newsroom
AI Made the Build v. Buy Decision Harder, Not Easier
Read the article
Bestow Sets the Standard as the Leading Platform for the Life and Annuity Industry
Read the article
Bestow Expands Leadership Team, Appoints Meagan Ward as Chief Marketing Officer
Read the article
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Bestow’s agile platform helped increase close rate by 2x in 6 weeks.
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The sunk cost trap: why insurance tech projects keep bleeding money
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AI Made the Build v. Buy Decision Harder, Not Easier
Read the article
Bestow Sets the Standard as the Leading Platform for the Life and Annuity Industry
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Bestow Expands Leadership Team, Appoints Meagan Ward as Chief Marketing Officer
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Blog
Michael House

Michael House

Senior Actuary

Michael House is a Senior Actuary at Bestow, where he is responsible for insurance product design, pricing, implementation, and risk management. He has played a key role in actuarial contributions, collaborating closely with various departments, including business areas, technology teams, underwriting, legal, analytics, and filing.Before joining Bestow, Michael gained nine years of experience in different actuarial roles at Equitable, MassMutual (Haven Life), and Lincoln Financial. His expertise spans insurance product development, corporate actuarial work, and model development.Michael holds a Bachelor's Degree from SUNY Binghamton and is a Fellow of the Society of Actuaries (FSA) as well as a member of the American Academy of Actuaries (MAAA). He lives in Wilmington, DE, with his wife and their three cats.

From the blog

Articles by Michael House

Underwriting
Data & Intelligence

What is mortality slippage, and how can carriers reduce it?

An accelerated underwriting program can look healthy by typical metrics, while also obscuring whether risk is being priced correctly. That's where measuring mortality slippage comes in.
11
min read
–
September 18, 2026
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