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A New Year's resolution you can finish in minutes.

Apply for term life insurance to help protect the ones you love. Start with a free, instant quote.

Select your gender

Voted #1 in the U.S. by thousands of real customers.

This year, resolve to protect what matters.

Still life of home objects

A home

Mortgage or rent payments

Still life of education objects

An education

Higher education or private schools

Still life of lifestyle products

A lifestyle

Vehicles, family vacations, and more

Still life of childcare objects

Childcare

Daycare, babysitters, or summer camps

Still life of home objects
Still life of education objects
Still life of lifestyle products
Still life of childcare objects

A home

Mortgage or rent payments

An education

Higher education or private schools

A lifestyle

Vehicles, family vacations, and more

Childcare

Daycare, babysitters, or summer camps

  • Eligible ages: 18-60 YEARS OLD
  • Coverage amounts: $100k to$1.5millionDOLLARS
  • Term lengths: 10-30 YEARS

The right coverage at the right price

Rates shown based on a healthy, non-smoking, 35-yr old woman.

10 year term

See My Rate

Starting at

$21.33

a month

Up to

$500k

coverage

20 year term

See My Rate

Starting at

$22.97

a month

Up to

$500k

coverage

30 year term

See My Rate

Starting at

$26.00

a month

Up to

$250k

coverage

10 year term

Starting at

$21.33

a month

Up to

$500k

coverage

See My Rate

20 year term

Starting at

$22.97

a month

Up to

$500k

coverage

See My Rate

30 year term

Starting at

$26.00

a month

Up to

$250k

coverage

See My Rate

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  • Quick online application

    No doctor's visits. No medical exams. Apply online in just a few minutes by answering some simple questions. It really is that easy.

  • Affordable coverage

    Rates start around just $11 a month. Once approved, just pay online and you’re covered.

  • Peace of mind

    Knowing you’ve taken a step to help protect your family’s future finances could help give you some much-needed peace of mind.

How much life insurance do I need?

Coverage calculator

If you were to pass away, how much money might your family need? Everyone’s situation is unique, but our coverage calculator can help give you an estimate of where your coverage needs may start. Curious about our math?

Answer a few simple questions and leave the math to us.

Disclosure:

Disclosure: The Bestow Term Life Insurance Calculator is for informational purposes only and is not to be construed as financial advice, nor is it intended to be a recommendation of specific insurance guidance products. Bestow shall not be responsible for any financial or investment decisions made as a result of any information generated by the Bestow Term Life Calculator. The amount of insurance generated by this calculator is an estimate only. The estimated amount of insurance is based upon the information you input into the calculator, as well as various other assumptions made by Bestow. You should speak to a financial advisor about any financial or investment-related questions that you may have.

Don't take it from us.

See why thousands of people are choosing Bestow for quality, affordable term life insurance.

"This was such a lovely experience from start to finish. Super user friendly, and not at all intimidating. Would recommend Bestow to everyone looking for life insurance!"

Review Rating (5 stars)

Stacy Moore

Term life insurance vs whole life insurance

Term Life

COVERAGE

A term life policy provides a set amount of coverage for a period of time that you select when you buy it.

That's the "term." It can range from 5, 10, even 30 years.

COST

Term is cheaper than whole life, since coverage ends when the policy expires.

Term life insurance rates for some qualified applicants can start as low as $11 per month.

Whole Life

COVERAGE

Whole life insurance coverage is exactly what it sounds like. It can remain in force until you pass away, as long as the premium payments are made.

COST

Given the eventuality of your death, and a cash value component, premiums on whole life are more expensive than term life insurance.

Learn More

Got questions about term life insurance? We've got you.

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Coverage today, if approved

Yep, it's that easy.

Apply Now