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Term life insurance

Get your fast, free term life insurance quote in just seconds with Bestow
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Your term life insurance policy made easy

Searching for the right life insurance company isn’t something you do for yourself. Sure, you may get some peace of mind out of it (and that’s worth a lot these days), but it’s really about helping to protect your loved ones. And Bestow makes it fast, easy, and affordable to go from life insurance quote to coverage in a matter of minutes (if approved).

Help protect your family
Help protect your family

The death benefit from a term life insurance policy could provide some income replacement for your loved ones when they need it most.

Peace of mind
Peace of mind

Knowing you’ve taken a step to help protect your family’s future finances could give you some needed peace of mind.

Get your quote instantly
Get your quote instantly

Start with a fast, free quote. If eligible, you could have coverage as soon as today. That’s right. Today.

Everyone’s needs are different. Exploring all your life insurance options is about searching for some financial protection that could help meet you and your family’s specific needs and goals. Maybe you’d like an amount of coverage equal to 5 years of income replacement. Maybe a 20-year term period would ease your mind until your kids leave the nest. It’s your life, and your life insurance policy should fit into it, not the other way around. Get started with a free quote and see what coverage could be available to you.

Real Reviews from Real Customers

“Application process was thorough and straight forward without exam which was a plus during COVID-19. Glad I decided to take this step to protect my family and would highly recommend Bestow to family and friends.”

Charles

There is a better way to apply for term life insurance.

Easy

The online application process takes minutes, with no exam needed. Answer a few basic health questions to apply.

Speedy

Life insurance in minutes? Yup. Apply in as little as five minutes and get an instant decision and coverage today, if approved.

Thrifty

Bestow aims to make affordable life insurance options fast, easy, and accessible. Rates from $10/mo. Coverage from $50,000 to $1.5M, if approved.

Smart Tech
Smart tech =
speed and savings

We’re life insurance nerds 24/7. By day, we’re passionate about our insurance products and policyholders. By night we’re innovators and tinkerers, developing the technology that helps provide instant life insurance quotes, and hopefully finds you the best policy and that just-right coverage amount to help give you a little peace of mind.

Term life insurance
vs. whole life insurance

There are plenty of options when it comes to life insurance products, but the two primary types of life insurance are called term life insurance and whole life insurance. Which one is right for you? Well, like all financial decisions, it depends!

Term life

Permanent life

A term life policy provides a set amount of coverage for a period of time that you select when you buy it. That’s the “term.” It can range from 5, 10, even 30 years.

Coverage

Permanent coverage is just that. It lasts your entire life until you pass away, which, spoiler alert, happens to everyone.

Term life can be a lot faster to get. With Bestow, for example, you could have coverage today (if approved) with no medical exams.

Features

Whole life can take a while to get. It usually requires getting a medical exam and a few other steps which could take a few weeks or months. This type of policy has a guaranteed payout when you pass away, which means it has a tangible cash value.

Term life insurance typically costs less than whole life as a general rule, partly because the coverage lasts for a specific period of time.

Cost

Permanent life insurance tends to cost much more than term life as a general rule. Sometimes as much as a few hundred dollars a month.

What's more important than home? A policy that pays for all or a portion of your mortgage can ensure your family stays in the home, neighborhood, and schools you chose for them.

What are you
looking to protect?

You've got insurance questions.
We've got answers.

What is term life insurance?
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Should I get 20 or 30-year term life insurance?
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What happens if I outlive my term life insurance?
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Who should buy life insurance?
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At what age does term life insurance end?
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What happens after I get my quote?
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Coverage today, if approved.
Yep. It's that easy.