Get your free, instant term life insurance quote.
Complete the online application in minutes. If approved, you could get coverage today.
Voted #1 in the U.S. by thousands of real customers.
Quick online application
No doctor's visits. No medical exams. Apply online in just a few minutes by answering some simple questions. It really is that easy.
Affordable coverage
Rates start around just $11 a month. Once approved, just pay online and you’re covered.
Peace of mind
Knowing you’ve taken a step to help protect your family’s future finances could help give you some much-needed peace of mind.
Protect what matters.
A home
Mortgage or rent payments
An education
Higher education or private schools
A lifestyle
Vehicles, family vacations, and more
Childcare
Daycare, babysitters, or summer camps
A home
Mortgage or rent payments
An education
Higher education or private schools
A lifestyle
Vehicles, family vacations, and more
Childcare
Daycare, babysitters, or summer camps
- Eligible ages: 18-60 YEARS OLD
- Coverage amounts: $100k to$1.5millionDOLLARS
- Term lengths: 10-30 YEARS
The right coverage at the right price
Rates shown based on a healthy, non-smoking, 35-yr old woman.
Rates shown based on a healthy, non‑smoking, 35‑yr old woman.
Starting at
$21.33
a month
Up to
$500k
coverage
Starting at
$22.97
a month
Up to
$500k
coverage
Starting at
$26.00
a month
Up to
$250k
coverage
Quote reflected is an example. Your actual premium will be determined by underwriting review.
As seen In
No hoops. No headaches. Just 100% online term life insurance.
How much life insurance do I need?
Coverage calculator
If you were to pass away, how much money might your family need? Everyone’s situation is unique, but our coverage calculator can help give you an estimate of where your coverage needs may start. Curious about our math?
Answer a few simple questions and leave the math to us.
Disclosure:
Disclosure: The Bestow Term Life Insurance Calculator is for informational purposes only and is not to be construed as financial advice, nor is it intended to be a recommendation of specific insurance guidance products. Bestow shall not be responsible for any financial or investment decisions made as a result of any information generated by the Bestow Term Life Calculator. The amount of insurance generated by this calculator is an estimate only. The estimated amount of insurance is based upon the information you input into the calculator, as well as various other assumptions made by Bestow. You should speak to a financial advisor about any financial or investment-related questions that you may have.
Don't take it from us.
See why thousands of people are choosing Bestow for quality, affordable term life insurance.
"This was such a lovely experience from start to finish. Super user friendly, and not at all intimidating. Would recommend Bestow to everyone looking for life insurance!"
Stacy Moore
Term life insurance vs whole life insurance
Term Life
COVERAGE
A term life policy provides a set amount of coverage for a period of time that you select when you buy it.
That's the "term." It can range from 5, 10, even 30 years.
COST
Term is cheaper than whole life, since coverage ends when the policy expires.
Term life insurance rates for some qualified applicants can start as low as $11 per month.
Whole Life
COVERAGE
Whole life insurance coverage is exactly what it sounds like. It can remain in force until you pass away, as long as the premium payments are made.
COST
Given the eventuality of your death, and a cash value component, premiums on whole life are more expensive than term life insurance.
