Terms of Use
(aka the legal stuff)
Last Modified Dec 8, 2022
Hello! Welcome to Bestow. The following is our Terms of Use. It’s just as important that we state this stuff plainly as it is that you give it a good honest read through. First, here are some quick term definitions to make things crystal clear.
We’ll shorten Terms of Use to “ToU” going forward.
When the ToU says either “Bestow,” “we,” “us,” or “our,” we’re referring specifically to Bestow Agency LLC
When the ToU says “Site,” we’re referring to the Bestow website.
When you see “Service,” we’re referring to our web-based platform which allows users to apply for and obtain a Life Insurance Policy.
Your access and use of the Site and features, products and services provided by Bestow through the Site (individually and collectively, the “Service”), is subject to the terms and conditions in this ToU. By agreeing to this ToU, including by a click-through or other agreement or by using any aspect of the Service, you expressly acknowledge that you’ve read this ToU and agree to all of its terms and conditions. You represent and warrant that you have the legal capacity to enter a contract in the jurisdiction where you reside. You must agree to this ToU in order to use the Service, and if you do not accept this ToU then you may not use any aspect of the Service. This ToU contains important language governing your use of the Service. It addresses, among other things, information about how we provide the Service, how we or you may terminate the Service, the requirements imposed on you when managing your account and how we handle disputes (which are handled by binding arbitration in most cases).
Please Read This Through Carefully as it is a Binding Contract.
- ToU Updates
- Provision of the Service
- Consent to Doing Business Electronically
- Termination of Service
- Accounts and Security
- Insurance Products
- Restrictions and Conditions of Use
- Links
- Third-Party Services
- Intellectual Property
- Privacy Policy
- Location
- Required Age
- Disclaimer of Warranties
- Limitation of Liability; Sole and Exclusive Remedy
- Indemnification
- Governing Law; Jurisdiction
- Binding Arbitration
- General
ToU Updates
Provision of the Service
Consent to Doing Business Electronically
Scope of Consent
Withdrawing Consent
Time for Receiving Communications
Termination of Service
Accounts and Security
Account
Account Security
Account Sharing or Transfers
Cancellation by You
Termination by Bestow
Effect of Account Termination or Cancellation
Insurance Products
Restrictions and Conditions of Use
Use of the Service
Updates
Accessing the Service
No Violation of Laws
Use Restrictions
No Data Mining or Harmful Code
Violation of this ToU
Links
Links from the Service
Links to the Service
Third-Party Services
Intellectual Property
Trademarks
Ownership
Feedback
Privacy Policy
Location
Required Age
Disclaimer of Warranties
Limitation of Liability; Sole and Exclusive Remedy
Indemnification
Governing Law; Jurisdiction
Binding Arbitration
Arbitration Procedures
Location
Limitations
Exceptions to Arbitration
Arbitration Fees
Severability
Survival
General
ToU Revisions
No Partnership
Assignment
Severability
Attorneys’ Fees
No Waiver
Notices
Equitable Remedies
Entire Agreement