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8 Reasons to Buy Life Insurance as a Young Adult in Your 20s and 30s

By the Bestow Team·August 09, 2021·9 Minute Read

In this Article

To buy or not to buy life insurance, that is the question on every young adult’s mind. Right?

Ok, maybe we exaggerated, but hear us out. There are many reasons why young people purchase life insurance, especially in their 20s and 30s. Major life changes – like buying a home, getting married, starting a family, or moving up the career ladder – are major motivators . Others are just proactive and want to lock in a low rate sooner rather than later.

Whether you’re in the first category of buying, the latter, or just plain confused, we’ve got you. Let’s dig into the benefits of buying life insurance as a young adult.

Life Insurance in Your 20s vs. 30s

As with most things, it’s usually better to get started early. If you’re in this bucket and wondering “should I get life insurance in my 20s” but thinking “eh, I’ll wait until I’m older,” it might be worth reconsidering. Life insurance is more affordable the younger and healthier you are. So, if you know you need coverage in the near future (to protect the finances of a spouse, partner, or children), the best time to buy a policy is probably now, so you can lock in a lower premium for the duration of your term policy.

For example, a healthy, 30-year-old non-smoking woman can purchase a $500,000 30-year term life insurance policy with Bestow for as little as $30 per month (based on data acquired on June 30, 2022).*

If you’re in your early- or mid-30s, it’s not too late. In fact, before you have the added expenses of a mortgage, car loans, or tuition is often the best time to set aside a budget for life insurance. If you qualify for coverage, you can set it up with recurring payments and practically forget about it. And if a bigger house or more kids come along, you can always purchase more coverage down the road if you feel you need more.

Below, we’ll go through the considerations you need to make as you’re evaluating whether you need life insurance now.

Do You Need Life Insurance As A Young Adult?

It depends, as is the answer to a lot of insurance and personal finance questions.

Because there’s no one-size-fits-all solution when it comes to buying life insurance coverage, you need to evaluate what your household’s needs are right now and what they may be in the future.

When You Should Consider Life Insurance In Your 20s

1. You Have Student Debt

Many people graduating college these days have student loan debt. Forbes reports more than half of college graduates leave school with student loan debt.

In 2022, 55% of students from public four-year institutions and 57% of students from private four-year institutions had student loans, with an average of $28,950 owed per borrower.  If you only have federal student loans, you’re lucky, as those are forgiven if you die with a remaining balance.

Private student loans can be a different story – if you have any cosigners on your loans, be sure to read the fine print. In some cases, that debt becomes their responsibility. Life insurance can cover the cost of your loans if you pass unexpectedly, saving your loved ones tens of thousands of dollars.

Graduate students , and all students really, are particularly encouraged to get life insurance. You’re at the age where you might be married or have dependents, but likely won’t get coverage through work .

2. You’re in a Long-Term Partnership

Whether you’re married , in a committed relationship, or prefer not to attach any labels to your relationship status (hey, you do you), you may have someone who depends on you financially.

If your household depends on your income, a life insurance policy can provide some financial protection for your loved ones. After all, the death benefit – the amount of life insurance coverage purchased – is tax-free and can be used to pay for any expenses deemed necessary (more on that below).

Sure, savings can cover expenses in the face of an death, too. But why dip into a rainy day fund or retirement account when an affordable term life policy can take care of those necessities and more?

3. You’re a Job Hopper

Job hopping is a great way to get out of a job you don’t like or to increase your pay. However, there’s one big problem with job hopping. When you leave your job, you lose your previous employer’s benefits and likely won’t get benefits again until you find a new job. Getting life insurance can prevent you from having to purchase one down the line at a much higher premium.

And while that employer benefit might be a great one, it’s likely not a sufficient amount of coverage. Many employers offer some form of group life insurance benefit, but it is typically only a year or two of your salary, when most experts recommend much more coverage than that. Sometimes in the 5-10X annual salary range, based on debts and dependents.

4. Your Family Lives Paycheck to Paycheck

The loss of an income earner would have a terrible emotional and financial impact on your family in particular if they didn’t have a cushion. Without savings and investments, which are out of reach for a large group of Americans, your family might immediately face real hardship. How will they pay the rent or mortgage if your salary was covering that cost? Not to mention child care, healthcare, credit card payments and more day to day living expenses.

It may seem like a luxury to pay a monthly insurance premium when money is tight (and you should consult a financial expert about your situation), but if you can swing the monthly expense and are approved, you might be able to secure a lower premium that pays off big if you ever weren’t around to contribute to the family finances.

When You Should Consider Life Insurance In Your 30s

1. You Own a Home

Buying a home is a big and expensive milestone. The average millennial owes $232,372 on their mortgage .

Aside from your mortgage, there are the costs of maintaining your home, additional utilities, and perhaps even landscaping services.

If you have a mortgage, a life insurance policy can cover the balance of your loan plus any other expenses to keep a roof over your loved ones’ heads.

Homeowners often receive offers in the mail about mortgage protection insurance which certainly is an option. Just understand what you’re getting. Mortgage protection insurance is just what it sounds like: It pays the balance of the loan. And, unlike a term life insurance policy , it typically doesn’t offer a death benefit for your loved ones.

2. You Have Debt

Student loans , car loans, and credit cards – oh my!

The average millennial owes $27,251 in non-mortgage debt. Not surprising considering this age range also happens to coincide with child-rearing years and all of the final expenses that come along with it.

Whatever the reason for your debt, it doesn’t just go away after you’re gone. Your estate will owe that debt. And if the debt can’t be paid, it could mean selling any assets you may have left to your beneficiaries.

3. You Have Children (Or Are Planning on Having Them)

You’re likely to incur more debt when children are in your household. You get a bigger home, bigger car, want to fund once-in-a-lifetime vacations to theme parks… you get it. So, it’s especially important to protect your young family’s financial future if you’d like them to maintain your current lifestyle.

Stay-at-home parents may want to consider a life insurance policy as well. You have to think about the amount of work that is keeping your household together. Think childcare, cleaning, cooking, chauffeuring, tutoring, and any other thing your children take for granted now but will thank you for in about 20 years. Who would take care of all that if you were gone? Take all of these things into account as you try to calculate just how much life insurance you need .

Women, if you are pregnant or a new mother , you don’t need to wait to get a policy either. Plan ahead and lock in a monthly rate now while you’re young and in good health. You can get a term life policy online without a medical exam, so you don’t need to worry about abnormal lab results from pregnancy hormones impacting how much you’ll pay the insurance company for coverage.

The next step is knowing how much life insurance you need . For example, if you own your own home , you’ll want enough insurance to cover a good chunk of the mortgage to ensure that your dependents have somewhere to live. A licensed life insurance agent or financial planner can help you figure that out.

4. You Want a Good Deal

If you’re into great deals, then listen up. Life insurance as a young adult can be super affordable.

In life insurance underwriting (the process that determines whether you’re eligible for coverage and if eligible, at what cost), your age is a major factor. Generally speaking, the younger and healthier you are, the lower your life insurance premium will be. 

Buying life insurance as a young adult is a steal because you can lock in a low rate for the next couple of decades, before you develop health issues like high blood pressure, heart disease, and diabetes.

What’s the Best Life Insurance For Young Adults?

While there are several different kinds of life insurance products, there are two main types of life insurance coverage – permanent life insurance and term life insurance.

Term Life Insurance Policies

Term life insurance is usually a simple and more affordable life insurance option. Pick a term policy and coverage amount, and your monthly premium payment stays the same throughout the duration of your term length.

For example, if you lock in a 20 year term or 30 year term life policy with $500,000 in coverage for $24 per month, you’ll pay that amount during that entire 20-year or 30 year term insurance policy. And should you pass away during your term policy and your beneficiaries receive the death benefit , they’ll get that $500,000 tax-free even if the claim is filed and approved on day 100 or day 7,000.

Permanent Life Insurance Policies

Another popular choice is a permanent life insurance policy, which includes two primary types of insurance – and universal life insurance policies. As long as you keep up with premium payments, permanent policies offer a guaranteed payout for your whole life, and some even offer a cash value.

Because of the added financial benefits of permanent life insurance policies, the monthly premiums can be much higher than those of term life insurance policies.

Life Insurance Rates For Young Adults

The life insurance cost in your 20s and 30s can be significantly lower than if you were applying in your 40s, 50s, and 60s. Especially as a non-smoker with limited health conditions, you may find a surprisingly low-cost premium rate that you can lock in for decades.

Average Term Life Monthly Premiums By Age

Quotes reflected below are an example Bestow, based on a 20-year term life insurance policy for a non-smoker in great health. This data was pulled on August 30, 2022. Your actual premium will be determined by underwriting review.

Gender & AgeMonthly Premiums of $100,000 PolicyMonthly Premiums of $500,000 PolicyMonthly Premiums of $1,000,000 Policy
Female, Age 25$9.00$17.25$28.50
Male, Age 25$11.42$27.25$48.50
Female, Age 30$9.42$19.33$32.67
Male, Age 30$11.58$28.08$50.17
Female, Age 35$9.83$21.83$37.67
Male, Age 35$11.83$28.92$63.50
Female, Age 40$11.33$29.33$52.67
Male, Age 40$13.92$38.50$71.00

Buying a term life policy as a young adult can be affordable and customizable. Maybe $500k isn’t the right amount for your needs. That’s fine, just buy more or less. It’s super easy to get, too. You can get quotes and buy coverage online without a medical exam in as little as 5 minutes. You can even do it on your phone.

Getting Started With Your Life Insurance Policy

Being responsible isn’t always fun, but the peace of mind is rewarding. If you knock out buying life insurance now, you can secure a lower premium upon approval, and rest easy for the next decade or more.

Bestow makes it fast and easy to apply for affordable term life insurance coverage online. Get a life insurance quote in seconds, and activate coverage today if approved.


* Quotes reflected are an example. Your actual premium will be determined by underwriting review.

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  • Author: Bestow Team, reading time: 5 minutes

    Top Questions About Bestow Answered

    Life insurance is confusing. We get it. With so many options out there, it’s hard to figure out where to even start. Chances are that if you’re reading this, you have questions, too.

    Fortunately, you don’t have to do this alone. Every day we answer phone calls, chat messages, and emails from customers who want to buy life insurance coverage but don’t know the best way to go about it. There’s no shame in that. There’s a reason why insurance agents and brokers need to have a license to sell policies to customers — it’s a complicated topic!

    Oftentimes, we hear this: “I don’t know what questions to ask.”

    If that’s you, then you’re in the right place! Here, you’ll find the top questions people just like you are asking.

    What Kind of Life Insurance Does Bestow Offer?

    Bestow offers term life insurance. A term life policy is as easy as 1-2-3.

    1. Choose a term (between 10 and 30 years, in 5-year increments),
    2. Select a coverage amount ($50,000-$1.5 Million), and
    3. If approved, pay a set monthly premium throughout the duration of that term.

    Policies offered by Bestow have level premiums, which means your monthly premium will never change, as long as your policy is in force — no matter your term length. Lock in your rate today!

    How Do I Know I’m a Good Fit for a Policy Offered by Bestow?

    If you’re in generally good health and between the ages of 18 and 60, a policy offered by Bestow might be a great fit for you. Our application provides an underwriting decision instantly, so you don’t have to wait weeks to find out whether you’re approved for coverage.

    What Is the Application Process Like with Bestow?

    Bestow’s 100% online application process has four simple parts:

    1. Your basic identifying information: email, address, and Social Security Number.
    2. Your life. This includes citizenship, medical history, lifestyle, and hobbies.
    3. Beneficiaries. This is whoever would receive the death benefit in the event of the insured’s death.
    4. Policy and payment details. If approved, choose the coverage amount and term length, then enter credit card info to purchase and bind the policy.

    It’s as easy as that! In as little as 5 minutes, you could be the proud owner of a new life insurance policy.

    Get an instant quote for term life insurance, no medical exam required.

    Is a Medical Exam Required to Get a Policy Offered by Bestow?

    Not with Bestow. A medical exam helps an insurance company double check how healthy you are. Instead, Bestow’s underwriting engine checks your health with big data and technology, which saves you time and money. We’ve partnered with third-party agencies to gather information in order to assess your risk and eligibility for a life insurance policy — instead of paperwork, medical exams, and lab tests. Here’s a detailed explanation of how Bestow works.

    How Is Bestow Different Than Other Insurance Companies?

    Bestow’s application process is entirely online. Seriously, 100%. Many companies offer an indicative quote online, but then refer applicants to an agent in order to finish the application process. Other online life insurance options may still require a medical exam for certain coverage amounts or applicants.

    We’ve completely re-engineered the application experience for term life insurance to be super simple and more affordable. Apply and get an instant decision in as little as 5 minutes. Unlike some other online life insurance providers, we underwrite the policies we offer in-house with our own technology — accelerated underwriting. Our data and technology allows us to help our customers with just about any request.

    What is Accelerated Underwriting?

    Think of this accelerated, algorithmic underwriting as our secret sauce. We use that big data and our proprietary technology mentioned above to determine your risk and eligibility instantly.

    What Determines How Much I’ll Pay For Life Insurance?

    Your level of risk is what determines your premium and monthly rate. Risk is the likelihood that an insured event (in this case, death) should occur during the policy term. The higher your risk, the more you will likely pay.

    Life insurance risk factors include basic information about you (like your age, height, and weight) in addition to things like your medical history and lifestyle. But each insurance company has their own underwriting process — that’s the process by which an insurance company determines whether it can accept the risk of an applicant for life insurance, and if so, on what basis so that the proper premium is charged. Here’s more information on life insurance risk and underwriting.

    What Is the 30-Day Money-Back Guarantee?

    It’s a 30-day free look period to examine your life insurance policy to see if it meets your needs. If you cancel your policy within the first 30 days, you’ll receive a refund.

    How Can I Trust You? You’re a Startup.

    Our policies are issued and backed by A+ rated (superior) industry giant North American Company for Life and Health Insurance®. They’ve been around for over 100 years. If anything were to happen to Bestow, your policy is well taken care of. But don’t worry, we aren’t going anywhere.

    How Can I Trust My Beneficiary Will Get Paid?

    North American Company for Life and Health Insurance® is the insurance carrier and pays the claim for policies purchased through Bestow. We are here to walk whoever is making the claim through the process and answer any questions.

    What Happens If I Die During My Term?

    Should you pass away, your beneficiary will contact Bestow to get started on the claims process. A Customer Care Advisor will walk them through the process and answer any questions while North American Company for Life and Health Insurance® processes and reviews the claim.

    In most cases, life insurance policies will have a two-year contestable period where the insurance company may investigate the cause of death and review the information provided on the application (only if there’s a reason). If information is found to be false or inaccurate, the insurance company can deny the payment of the life insurance benefit.

    Additionally, Bestow has partnered with Empathy to help you support your loved ones in all the ways that matter. We teamed up to give your beneficiaries (up to 10 loved ones) access to digital support tools to help them in the toughest times. From logistical tools like helping navigate probate and settling an estate to emotional tools like grief resources and meditation exercises, Empathy provides 24/7 digital access for your beneficiaries to navigate life after loss. 

    Empathy is a platform made free for the beneficiaries of the policyholders with Bestow. Empathy is available to policies issued in the following states: AL, AR, CA, FL, GA, ID, IN, IA, KS, ME, MS, NE, NV, NH, NM, ND, OH, OR, VT & WV. Empathy offerings are not guaranteed to continue. We reserve the right to elect, designate, replace, or terminate Empathy services at any time. Empathy is a non-affiliated 3rd Party platform.

    What Happens If I Don’t Die?

    Cheers to good health!

    Term life insurance policies do not build cash value like a whole life policy does, so if you outlive your policy term, you won’t get anything back. Term life policies do not renew. At the end of your term, you can re-apply for a new policy.

    What If I Still Have Questions?

    No worries. We’ve got your back. You can contact our Customer Care Team in three different ways:

    1. Give us a call at 1.833.300.0603
    2. Ask us a question via chat — that little box floating about the page.
    3. Send us an email at [email protected], and a Customer Care Advisor will get back to you. Please do not include personal information, like your Social Security Number.

    Or if you prefer a DIY approach, you can check out our Bestow FAQ.

    There’s no such thing as a silly question, so don’t hesitate to reach out. We’re happy to help.

    Ready to get a quote? Apply for up to $1.5 million in term life coverage with Bestow.


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  • Author: Bestow Team, reading time: 4 minutes

    No Medical Exam Life Insurance: What to Know

    Between work, home repairs, and a to-do list that never seems to shrink, it can feel like there is no time for extras. It’s safe to assume that most people would prefer not to take hours out of their day to get a life insurance medical exam. If this is the case, then why do most insurance companies require it?

    The life insurance industry is not just old, it’s centuries old. In fact, the first life insurance policies in the U.S. were written in the 18th century. Obviously, we didn’t have the technology then (or even just a few years ago) that we do now, so medical exams have been a necessary step in the underwriting process. But times have changed, technology included. Is it still necessary to undergo a medical exam to buy life insurance? For some, the answer is yes, and for others, no. As a consumer, you have options. 

    What is No-Medical-Exam Life Insurance?

    No-medical exam life insurance is exactly what it sounds like: a life insurance policy that does not require a medical exam to apply.

    The traditional way of applying for a life insurance policy can involve medical exams, lab tests, and in-person interviews. With this traditional underwriting process, you might find yourself waiting up to a month to get a decision.

    Accelerated underwriting uses technology to make the process of applying for life insurance more efficient. As in, an application decision and knowing if you are eligible in minutes – not weeks. Pretty cool right?

    As with all types of life insurance coverage, whether or not a policy is a right fit for your needs depends on, well, your needs. Some may have higher premiums, some may have differences in the application process. There are a lot of options. Here, we’ve gathered some helpful info on some of the most common life insurance coverage options which may not require a medical exam.

    What Are the Different Types of No Medical Exam Life Insurance Policies?

    Term life insurance can be a solid choice for many families because of its simplicity and affordability, but there are a few other types of no medical exam life insurance options, as well.

    No-Medical Exam Term Life Insurance With a Fast Decision

    With this option, instead of bloodwork and a medical exam, applicants will answer health and lifestyle questions and provide information about their medical history to see if they qualify for a policy.

    Simplified Issue Term Life Insurance

    In some ways, simplified issue is similar to the above. There’s no medical exam, and you’ll instead provide information about your lifestyle and general health, including disclosing any medical conditions you may have. It’s an option worth considering if you’re generally in good health and looking for fast coverage.

    One key difference, though, is just how much life insurance coverage you can get. Simplified issue insurance typically caps off around $100,000 (although some life insurance providers do offer more coverage). Plus, a simplified issue policy may have graded death benefits, which means that your beneficiaries only get the full value of the policy if you pass away at least two years after you purchase. 

    Because there are minimal questions and quick coverage, the cost for simplified issue policies will typically be more expensive than both no-medical exam or traditionally underwritten life insurance.

    Guaranteed Issue Life Insurance

    Guaranteed issue life insurance is a kind of whole life insurance policy (a type of permanent life insurance) that doesn’t require any health qualifications. There are no medical exams or health questionnaires. The coverage amount is quite limited though – usually between $2,000 and $25,000 – typically enough to serve as final expense insurance.

    Guaranteed issue coverage is typically purchased by people who can’t qualify for any other type of life insurance. If you are approved for guaranteed life insurance, your policy will likely have a waiting period before your benefits go into effect, typically two or three years. You would pay your premiums during this time but if you were to pass away during the waiting period, your beneficiaries would not receive the death benefit. 

    Group Life Insurance

    Your employer may offer group life insurance with a coverage amount equal to your salary. This coverage is generally inexpensive or free and there’s usually no medical exam. It’s a nice perk if you can get it, though it’s important to remember that you usually can’t take your coverage with you when you leave the company.

    Moreover, some people find that a simple one-time salary replacement is not an adequate amount of coverage. You may be able to purchase extra coverage through your employer, but consider getting a quote for a term policy before you do. You may be surprised at how much coverage you can get for the same price.

    Who Can Buy Life Insurance Without a Medical Exam?

    Generally speaking, healthy adults between the ages of twenty-one and forty-five may be eligible to buy a term life insurance policy online. (Bestow can underwrite policies for individuals ages eighteen to sixty, for terms of ten to thirty years, if approved.)

    No one will vet your yoga class attendance record or that marathon sticker on your Subaru’s rear window. But if you are in overall good health, a no-medical-exam life insurance policy might be the right fit for you.

    However, there are certain criteria that may prevent you from purchasing a policy without a medical exam. If you have a serious medical condition (such as heart disease, cancer, kidney disease, or blood pressure issues) or risky hobbies (like hang gliding, for example), you might need to speak to a licensed insurance agent to help you find a life insurance policy that fits your needs.

    How To Get a Fast, Free Quote Right Now

    Bestow offers term life insurance for today’s busy families. We believe that everyone should have access to the financial protection that life insurance can help provide, and that it should be convenient, affordable, and fast. 

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  • Author: Bestow Team, reading time: 4 minutes

    Who Needs Life Insurance – How It Works, and When You Should Have It

    In the event you’re not around to provide for your family members, the death benefit from a life insurance policy may leave your loved ones with some degree of financial security. And for a lot of people, especially parents, that peace of mind is priceless.

    You’ll have plenty of options when selecting life insurance from different face values and term lengths to riders and even policies that hold cash value. At the end of the day, the choice is personal, but knowing about all of your options can give you more confidence to finally purchase that policy.

    How Life Insurance Works

    In short, you pay a life insurance company a set amount of money each month (that’s the premium) for an agreed upon amount of time (that’s the term). If you pass away during that term, the insurer pays your beneficiary (the person you choose to receive the benefit) the life insurance payout.

    The payout is typically tax free, and many view it as income replacement. Others plan for it to cover daily living expenses, a mortgage, or even fund higher education. You can name nearly anyone as your life insurance beneficiary and they can spend the money however they need it.

    It really can be that simple. You continue to pay your insurance premiums on time each month, and you can feel good about the financial protection you are providing your family should they ever need it.

    Start with a quote

    Who Needs Life Insurance?

    Most people start to think about life insurance when they start a family or buy a home, but the truth is, it’s always a smart time to start buying life insurance. That’s because, typically, the most affordable time to buy is now. For most people, life insurance rates get more expensive as you age.

    Anyone with someone who depends on their income is a good candidate for life insurance.

    1. Parents

    Having kids means having bills, from early childcare costs for young children to higher education for older kids. Their financial needs are unpredictable and often come by surprise.

    2. Spouses or Partners

    From living expenses to outstanding debts and even private student loans, the loss of a loved one could be compounded by crushing financial burden. That’s to say nothing of the funeral expenses and other final expenses that face those left behind.

    3. Stay at Home Parents

    Stay at home moms and dads contribute a significant amount of non-paid labor in a home. While not typically viewed as financial support, the value of this work can easily be in the six-figures. Life insurance can help to cover the costs associated with childcare, home maintenance and more.

    4. Small Business Owners

    The terms of a small business loan often require life insurance, but having coverage can also solidify a commitment to employees, business partners, and small business cosigners, whose livelihoods may depend on your contribution to the company.

    5. Retirees

    Even if you were offered life insurance through work, that typically vanishes when you leave a job. Many retirees live on a fixed income and when a spouse or partner passes, a life insurance policy can ensure the other lives out their days comfortably.

    6. Anyone with Shared Debts

    If you and your spouse’s names are both on the mortgage, if your parents cosigned your student loans, or if you share a credit card, you may be leaving loved ones responsible for debt they aren’t able to pay off.

    Watch this video to learn more about who might need life insurance.

    Get an instant quote for term life insurance, no medical exam required.

    Who doesn’t need life insurance?

    If no one in your life depends on you for any financial support, you may not need life insurance coverage right now. But there’s no harm in looking at life insurance quotes today.

    If you work with a personal finance advisor, it’s likely they’ll bring up life insurance while you are young, if they think you may need life insurance in the future. That’s because, in most cases, life insurance will never be as affordable as it is today. Yup. Right now. Your premium rate is determined by a number of factors including your age and health, often with a medical exam. The rate you get at 25 will probably differ significantly from the rate you get at 35.

    What Kind Of Life Insurance Is Best For You?

    Once you’ve got an idea of the amount of life insurance you need, you’ll need to understand which type to buy. There are several types of life insurance coverage with differing amounts of coverage, policy lengths, and even add-ons. Let’s break it down.

    Whole Life Insurance

    Whole life insurance (or permanent life insurance) is a policy you purchase and pay premiums on for the rest of your life. When you pass, as we all do, your beneficiaries receive a payout.

    A whole life insurance policy might be right for someone hoping to transfer wealth to their children. Or people who expect to have mortgages into old age. It is almost always more expensive than a term policy because it, at some point, will pay out.

    Read more about the differences between term and whole life insurance here.

    Term Life Insurance

    Term life insurance policy is a great choice for people looking for more affordable rates and happy to have coverage for a set number of years (like 5, 10, or even up to 30).

    You can usually find out a more flexible policy with competitive rates for the years when your death would most impact your family (duration of a mortgage, children graduating, etc.)

    Watch the video below to learn more about how much insurance you need.

    Buying Your Life Insurance Policy

    Whether you’re looking to shore up your long-term financial plan or you’d just rest a little easier knowing you’ve done something that may help your family, life insurance is now a relatively easy place to start. With Bestow, you can get a fast, free quote in seconds. The full online application literally takes minutes, and you could have coverage today, if approved. Peace of mind could be just a few clicks today. So what are you waiting for? Get started today.


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